WEBVTT

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<v Sam>And now we got this boom. Okay. Shall we just go?

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<v Ivan>Yes.

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<v Sam>Yes. Okay. Here comes. I almost forgot that button. Here we go.

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<v Sam>Welcome to Curmudgeon's Corner for Saturday, December 14th, 2024.

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<v Sam>It is just before 1830 UTC as we're starting to record. I am Sam Inter.

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<v Sam>Yvonne Boas here. Hello, Yvonne.

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<v Ivan>Hello. Hi.

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<v Sam>You sound exhausted.

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<v Ivan>Dude, seriously. how would i not be fucking exhausted i mean are.

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<v Sam>You kidding me we're gonna do our butt first for first which is just our own

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<v Sam>stuff and then we'll get into newsy stuff in the next two segments so yvonne

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<v Sam>what's been going on that's exhausting you.

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<v Ivan>You know that aside from my wife being sick Aside from me.

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<v Sam>Go ahead.

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<v Ivan>What the hell? I'll just put it on speaker here. This could be on the show. Hello.

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<v Ivan>Yes, you're on the podcast right now. So say hi to everybody.

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<v Juana>Hi, everybody.

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<v Sam>Hi, Wada.

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<v Juana>We are live from my bed.

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<v Ivan>Sam said hi. You can't hear him. I'm sorry. But what? I'm sorry. But what's going on?

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<v Juana>Were you medically able to attend your event on the day you purchased your insurance plan? No, right?

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<v Ivan>On the day you purchased it? Yes.

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<v Juana>But I didn't go to the event.

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<v Ivan>On the day you purchased it, were you able to attend the event?

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<v Ivan>The answer is yes. On the day you bought it, you could go. But now you can't.

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<v Juana>Is the patient included on this plan? Yes.

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<v Ivan>Okay i i i all right can i can i get back to recording a podcast at this point.

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<v Juana>Thank you so much.

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<v Ivan>All right you're welcome okay bye bye,

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<v Ivan>One of the things that my wife is doing right now is filing,

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<v Ivan>you know, I will say she bought tickets to go to a concert next Friday. Okay.

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<v Sam>Okay.

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<v Ivan>It is very impractical to go to, she can't go really medically. She can't go.

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<v Ivan>Her leg needs to be elevated and needs to be elevated for an extended period of time.

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<v Ivan>So, so she can't go to a concert. I will say that I usually,

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<v Ivan>you know, you go to, she bought it on ticket.

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<v Sam>For those tuning in for the first time, if they're already a couple of weeks

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<v Sam>ago, your wife had an Achilles tendon injury. And then last week she had surgery for it.

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<v Ivan>That's correct. Okay. And so she, she had surgery, so she, she cannot really,

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<v Ivan>her mobility is severely restricted at this moment.

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<v Ivan>And so my wife had bought these tickets to a concert recent times.

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<v Ivan>It must've been in October. where I really, when my wife goes to buy tickets

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<v Ivan>to a concert, I really shouldn't let her buy tickets to a concert.

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<v Ivan>And the reason I say this is because I keep thinking we're going to go to a

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<v Ivan>music concert and we're not talking for a international superstar.

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<v Ivan>We're talking for a medium star, but not one that is like, it's not like Madonna or something, right?

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<v Sam>You weren't doing the Taylor Swift concert.

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<v Ivan>Exactly. This is not the Taylor Swift concert or anything of the sort. Okay.

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<v Ivan>And my wife, for some reason, just always buys whatever the hell the most expensive

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<v Ivan>tickets that are available. And it's just an eye-watering price every time.

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<v Ivan>I'm just like, I figure 200 and some odd bucks for a couple of cups. No, $700.

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<v Ivan>Wait, why are we paying $700 to see Joe Blow? I mean, what are we doing?

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<v Ivan>What are we doing? it but this time i almost

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<v Ivan>always ticket master aside from the fees and other shit

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<v Ivan>the ticket master adds because you know ticket master gets

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<v Ivan>shit for a good reason i mean you

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<v Ivan>see the price for an event and then on top

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<v Ivan>of that fees this that i mean

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<v Ivan>it just it's just so much

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<v Ivan>on top of it okay all right it's crazy

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<v Ivan>and one of the things they also sell is this insurance and the insurance is

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<v Ivan>not cheap okay and i'm i always usually fuck this i'm not buying the stupid

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<v Ivan>insurance right but my wife if she's doing it bought the insurance and i was like and.

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<v Sam>This time it came in.

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<v Ivan>Handy yes it did okay now now i

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<v Ivan>will say this that like every insurer and you know

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<v Ivan>we have insurance as a subject of course this guy you know what happened finally

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<v Ivan>the claim was not easy okay and so she is going through right now the questionnaire

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<v Ivan>that they have for for her to be able to secure a refund for the tickets okay,

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<v Ivan>So that's part of it. And it's not easy.

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<v Ivan>I mean, they're not, you know, she tried to call customer service today on a Saturday.

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<v Ivan>They don't even have customer service available on Saturday.

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<v Ivan>We're sometimes, well, I don't know why the hell I'm complaining about it.

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<v Ivan>You know, we have way too many people that really don't need to be working on weekends.

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<v Ivan>You know, so I guess it's okay. I mean, you know, that's fine.

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<v Ivan>But obviously, she couldn't get through to customer service.

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<v Sam>Well, also, a bunch of this crap should just be automated. It doesn't even need a human, right?

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<v Ivan>Agreed. I mean, I don't really. Well.

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<v Ivan>I mean, I guess it should be. But the thing is that the system,

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<v Ivan>we're not very good at building user-friendly systems.

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<v Ivan>In general, for that matter. Okay.

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<v Sam>True, true.

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<v Ivan>So, you know, especially when you've got a whole bunch of, I'm sure,

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<v Ivan>executives, they're trying to make it difficult for you to really,

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<v Ivan>okay, well, yeah, we want to sell this insurance, but come on,

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<v Ivan>we really want to keep us,

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<v Ivan>we really want to minimize claims.

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<v Ivan>I mean, that's the way you make money in insurance. I mean, let's be clear.

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<v Ivan>I mean, if you're doing insurance.

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<v Sam>I mean, that's why that guy was killed, right?

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<v Ivan>Well. In his case, I'm still, let's be clear. I don't know why the hell that guy killed him.

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<v Ivan>They didn't even have a policy with his insurance company.

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<v Ivan>I'm still trying to figure out what the hell, you know, I mean,

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<v Ivan>what created in his head a vendetta against the insurance industry.

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<v Sam>Sorry, sorry. I didn't want to move on to the real topics sooner.

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<v Ivan>And we may not even talk about that. Between the surgery, between me having

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<v Ivan>to be now on another round of antibiotics due to the CT scan results that I

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<v Ivan>got from the previous week,

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<v Ivan>between the condo board, for which I'm not going to go into details,

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<v Ivan>but the bottom line is that it got to the point where the prize is not worth it.

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<v Ivan>There is no point in me just...

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<v Ivan>You know, there are certain battles in life that are winnable,

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<v Ivan>but they're not worth the fight.

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<v Ivan>And this got to a point where at this point in my life where that was one of them.

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<v Ivan>And I just thought that. So I quit. I told him, fuck you, whatever.

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<v Sam>And just to remind people just last week, I asked you, why don't you quit?

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<v Sam>And you gave a whole bunch of reasons why you wouldn't. And then like a week later, you're out.

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<v Ivan>Well, the reason that the, I will say that probably what tipped it to me for

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<v Ivan>me, there were two things that tipped it.

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<v Ivan>One was when the doctors called me and told me that I had to go back on, on medication.

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<v Ivan>And I'm realizing how this is impacting my, my health in general.

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<v Ivan>Okay. And I, I'm just like.

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<v Sam>Cause the, cause the, the thing you had is potentially aggravated by stress.

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<v Ivan>Yes. But that doesn't help. And you know, there's a new board member that is

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<v Ivan>on the board and I'm like trying to see if I could find a way to work with this person.

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<v Ivan>And it became very evident within with my discussions that that just wasn't really feasible.

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<v Ivan>And we've had before where we've had challenges that have come from the outside,

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<v Ivan>but the board has been unified.

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<v Ivan>If I got a divided board together with an outside challenge,

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<v Ivan>then that makes it far more difficult.

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<v Ivan>And so when, when everything just from the last time we talked about to that point piled up,

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<v Ivan>I had also, I also remembered that I had made a commitment that look at some

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<v Ivan>point after a lot of things that to improve the community happened, I was going to quit,

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<v Ivan>but I was hoping to pass the baton to someone you liked.

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<v Ivan>no no it's not that not necessarily to more qualified people and i'll say that

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<v Ivan>flat out because someone you approved.

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<v Sam>Of let's put it this way.

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<v Ivan>Listen i have i know people that

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<v Ivan>i've worked with that are qualified that i don't necessarily like

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<v Ivan>i will say flat out for example when i worked at hp

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<v Ivan>i did not like mark hurd our

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<v Ivan>ceo and i thought he was eminently qualified

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<v Ivan>for the job at the same time so no

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<v Ivan>they're not they're not they're not the same i i

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<v Ivan>i think that there was a combination of both in this

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<v Ivan>case and so i was just like but

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<v Ivan>but you know what it wasn't worth it so so i

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<v Ivan>did that but i also went on a business trip okay you

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<v Ivan>know i had to go on a business trip which this was very complicated as

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<v Ivan>well you know having to have like my mom

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<v Ivan>be here my my my mother law be here

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<v Ivan>having somebody else help our you know

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<v Ivan>our our our i don't know i

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<v Ivan>shouldn't call her it'd be she's she's more than a cleaning lady

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<v Ivan>we have our our basically the person that comes and

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<v Ivan>helps us at the house also drove manu to school a couple of days this week okay

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<v Ivan>she's i mean look she's calling her a a cleaning lady is really way way way

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<v Ivan>me undervaluing her work she is that does a hell of a lot more than that.

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<v Ivan>She helps me organize. She helps me take care of stuff.

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<v Ivan>Hell, you know what? With all this shit going on, she put up the Christmas tree.

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<v Ivan>I mean, no. She's just, you know,

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<v Ivan>She really takes, you know, and she is wonderful.

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<v Ivan>She really likes my son too, which is great. So I'm like, you know,

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<v Ivan>she is like, oh, at this point, if I, if she, if she moves away or something,

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<v Ivan>I'm, I'm, I'm, I'll, I'll have a fucking heart attack.

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<v Ivan>Okay. All right. Because, you know, she's, she's, she's a blessing. Okay.

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<v Ivan>We'll say that, you know, but, but she, but the business trip taking care of,

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<v Ivan>I don't meet, you know, me flying up. I mean, come back. I have to pick them up at school.

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<v Ivan>I have to take the school. I got to take care of them. I got to serve breakfast

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<v Ivan>to my wife in bed. I got to serve lunch. I got to serve dinner.

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<v Ivan>I had, I got, I got to try to work out fucking.

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<v Ivan>I did go work out today. I haven't gone to work out in two weeks.

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<v Ivan>And I said, look, I don't think it's going to be helpful to my health to not work out.

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<v Ivan>So I did go work out. I made a point of doing that because I think that if I'm

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<v Ivan>not healthy, then that's not helping anybody.

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<v Ivan>So I'm taking my medication.

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<v Ivan>I'm trying to work out. I want it worked out, but I'm exhausted, Sam.

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<v Ivan>This is fucking, you know, I'm on call right now, 24 seven.

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<v Sam>Yup. Yup.

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<v Ivan>So, but I will say this.

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<v Sam>Yes.

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<v Ivan>I stopped popping Tylenols every day after I resigned from the board.

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<v Sam>Okay.

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<v Ivan>So that was definitely the right call. Cause there's give,

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<v Ivan>it was giving me a fucking tension headache and I wasn't realizing how much

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<v Ivan>it was really like stress you know that how much stress it was generating good so good so i did that.

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<v Sam>Okay my turn for my but first and.

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<v Ivan>This is the house on fire i forgot i forgot for god i meant to do.

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<v Sam>That no i.

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<v Ivan>I mean always a way of organizing and cleaning the house is basically just uh

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<v Ivan>you know burn it down burn it

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<v Ivan>down i mean look nothing to take care of afterwards that's for sure there.

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<v Sam>You go nothing to worry about at all after you do that.

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<v Ivan>Nah it's fine okay.

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<v Sam>No the thing i had was actually not on my agenda before we started this podcast.

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<v Ivan>Okay but.

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<v Sam>Now i feel like i have something to say about it.

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<v Ivan>Which is?

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<v Sam>And that is Apple's center stage feature.

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<v Ivan>Ow!

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<v Sam>Because, you know, if you're listening to this as a podcast later,

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<v Sam>you don't realize because it's audio only.

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<v Sam>But if you're watching on YouTube, either live or later, you'll see the video of us.

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<v Sam>And Yvonne has this center stage feature turned on. And all I can say is it's

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<v Sam>just been moving constantly.

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<v Sam>The whole time we've been doing this so far, it's just constantly zooming.

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<v Sam>in, zooming out, moving to the left, moving to the right.

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<v Sam>Now, Yvonne's not moving around a lot.

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<v Sam>He's just sitting there, but it's just going wild.

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<v Sam>And I'm just like, okay, the center stage sucks.

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<v Sam>I'm getting dizzy here looking at Yvonne as the feature tries to keep him centered.

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<v Sam>And again, if he was, the feature is intended to, you could move around a bit

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<v Sam>and it keeps you centered, which is fine but it's like zooming in and out and and.

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<v Ivan>Even tiny movies do on tv you know you realize right that they constantly do

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<v Ivan>that in order to try to like keep your attention like on what's going on i mean i feel.

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<v Sam>I feel like i'm on a boat in rough seas.

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<v Ivan>Oh my goodness then i'll definitely keep then i'll definitely keep the sun from now on.

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<v Sam>For sure man no it's like you know i understand the need for the feature but

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<v Sam>it i i i have questions about the current implementation if it's moving this

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<v Sam>much when yvonne isn't moving this much like if he if he was like walking.

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<v Ivan>Around or guess that the microphone has something to do with it and and yeah

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<v Ivan>now you know yeah i i here we go yeah i i do think that for some reason the

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<v Ivan>the i'm trying to because the.

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<v Sam>Microphone was in the image.

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<v Ivan>Yeah yeah and i think that that is like kind of like messing with with it now

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<v Ivan>i moved you see there you go.

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<v Sam>Yeah like if you move and it adjusts no problem but it was like you're just

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<v Sam>sitting still and it's just like.

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<v Ivan>There i know that there is a there there is a here i thought there was somewhere

00:15:27.420 --> 00:15:32.700
<v Ivan>where i could adjust the zoom which obviously that would reduce how much movement it does.

00:15:33.560 --> 00:15:36.220
<v Sam>You don't have to spend time messing with it right now.

00:15:37.220 --> 00:15:39.940
<v Ivan>There we go. There we go.

00:15:40.140 --> 00:15:43.580
<v Sam>I just wanted to complain about a silly tech feature.

00:15:43.640 --> 00:15:46.580
<v Ivan>Yeah, actually, you know what? That's exactly what it was.

00:15:47.020 --> 00:15:47.760
<v Sam>What was it?

00:15:47.920 --> 00:15:51.140
<v Ivan>It was the Zoom. I had it set to a setting that was making it.

00:15:51.320 --> 00:15:53.100
<v Ivan>If you look now, I'm moving.

00:15:53.720 --> 00:15:54.560
<v Sam>Yeah, much better.

00:15:54.800 --> 00:15:56.980
<v Ivan>Yeah, yeah, yeah. I had the Zoom setting set.

00:15:57.860 --> 00:16:02.520
<v Ivan>I had the Zoom setting in a way that it was making it move around a lot.

00:16:02.680 --> 00:16:05.520
<v Sam>Because we've recorded this show with video for like a long time.

00:16:05.560 --> 00:16:07.580
<v Sam>And this has not been a problem for a long time.

00:16:07.680 --> 00:16:10.100
<v Sam>I think the very first time you got a computer with center stage,

00:16:10.100 --> 00:16:12.500
<v Sam>it was doing something funky. But not since then.

00:16:13.260 --> 00:16:15.320
<v Sam>So you were messing with the settings.

00:16:15.320 --> 00:16:21.060
<v Ivan>I was messing with the settings. And I had it. Now that I did adjust the Zoom

00:16:21.060 --> 00:16:23.400
<v Ivan>setting, now it's not doing that anymore. So there you go.

00:16:23.960 --> 00:16:24.260
<v Sam>Okay.

00:16:24.900 --> 00:16:25.640
<v Ivan>So that's why.

00:16:26.460 --> 00:16:27.140
<v Sam>Do I have?

00:16:27.140 --> 00:16:33.580
<v Ivan>Listen, you know, talking about Apple, you know, since you brought up Apple stuff.

00:16:33.720 --> 00:16:34.180
<v Sam>Okay, go ahead.

00:16:34.380 --> 00:16:40.200
<v Ivan>Okay, all right. You know, a whole bunch of people, like a whole bunch of AI

00:16:40.200 --> 00:16:42.900
<v Ivan>features Apple's been rolling out like this week specifically.

00:16:43.120 --> 00:16:43.240
<v Sam>Yeah.

00:16:43.480 --> 00:16:47.780
<v Ivan>A whole bunch of different like takes on what things are doing or not.

00:16:47.940 --> 00:16:52.540
<v Ivan>There's one that was funny. There was somebody that, and I saw this dialogue as well.

00:16:52.880 --> 00:16:57.940
<v Ivan>There is this new Apple feature about images. I haven't I haven't played with

00:16:57.940 --> 00:17:00.820
<v Ivan>it yet, but I but I heard, you know, how downloading.

00:17:01.240 --> 00:17:04.600
<v Ivan>However, I will say that somebody was bitching about the dialogue because the

00:17:04.600 --> 00:17:09.780
<v Ivan>dialogue said, hey, features are downloading over your please stay connected

00:17:09.780 --> 00:17:12.340
<v Ivan>to the Wi-Fi to to do that.

00:17:12.400 --> 00:17:16.400
<v Ivan>And they're like, well, I'm over Ethernet, bitch. What the fuck are you telling me about Wi-Fi?

00:17:16.660 --> 00:17:20.880
<v Ivan>And I realize that that that dialogue is kind of like a generic dialogue that

00:17:20.880 --> 00:17:24.260
<v Ivan>they have that I think actually the same one is on the phone when it's dialing. i.

00:17:24.260 --> 00:17:27.240
<v Sam>I was gonna say you're like wait on the phone no.

00:17:27.240 --> 00:17:32.020
<v Ivan>You're talking somebody on their mac on their mac yeah so so and they were like

00:17:32.020 --> 00:17:36.360
<v Ivan>complaining about it and it's like yeah it's you know that so they have this

00:17:36.360 --> 00:17:42.000
<v Ivan>generic dialogue you know that just refers to wi-fi because reality is that right now most people,

00:17:42.870 --> 00:17:45.090
<v Ivan>don't connect their computers.

00:17:45.090 --> 00:17:46.730
<v Sam>No hard.

00:17:46.730 --> 00:17:48.970
<v Ivan>Connected to to an ethernet port.

00:17:48.970 --> 00:17:49.870
<v Sam>It's just that's.

00:17:49.870 --> 00:17:50.850
<v Ivan>An oddity now.

00:17:50.850 --> 00:17:55.130
<v Sam>Not not if it's like if you have a specific reason

00:17:55.130 --> 00:17:57.990
<v Sam>where it matters to you like i know like some

00:17:57.990 --> 00:18:01.470
<v Sam>hardcore gamers always want to be directly on ethernet like

00:18:01.470 --> 00:18:04.670
<v Sam>blah blah blah there's some other use cases where

00:18:04.670 --> 00:18:07.630
<v Sam>it really matters but for the most part for

00:18:07.630 --> 00:18:10.730
<v Sam>normal usage like it doesn't

00:18:10.730 --> 00:18:15.490
<v Sam>matter it doesn't matter and why would you bother i mean even if even for a

00:18:15.490 --> 00:18:19.390
<v Sam>desktop computer but honestly desktop computers are much rarer now than they

00:18:19.390 --> 00:18:22.950
<v Sam>used to be most people like if you're thinking about having a new computer you

00:18:22.950 --> 00:18:28.490
<v Sam>got a laptop look i have mine you connected you have a you have a desktop you i do have a that.

00:18:28.490 --> 00:18:31.730
<v Ivan>I do have a studio but but the reason more than anything that i have a connected

00:18:31.730 --> 00:18:34.610
<v Ivan>is because it's super convenient i mean the hub is like right there it's not.

00:18:34.610 --> 00:18:35.370
<v Sam>Exactly Like.

00:18:35.510 --> 00:18:37.330
<v Ivan>I mean, you know, it's not like

00:18:37.330 --> 00:18:42.310
<v Ivan>I'm having to like run, do an ethernet run somewhere, whatever, whatnot.

00:18:42.490 --> 00:18:44.630
<v Ivan>No, it's, I mean, the thing's right there. And I'm like, okay,

00:18:44.710 --> 00:18:48.430
<v Ivan>well, why the hell not when I plug it in, when it's going to be obviously when

00:18:48.430 --> 00:18:49.810
<v Ivan>it's right there, but it's right there.

00:18:50.110 --> 00:18:54.450
<v Sam>But like, honestly, most people like, you know, this last time I got a computer,

00:18:54.450 --> 00:18:57.950
<v Sam>I got a laptop and I'm using it as a desktop, right?

00:18:58.210 --> 00:19:04.650
<v Sam>90, 90% plus of the time I'm using it as a desktop. I have it plugged in to

00:19:04.650 --> 00:19:10.610
<v Sam>a full-size keyboard, a mouse, three monitors, some external hard drives, blah, blah, blah, but,

00:19:11.330 --> 00:19:14.210
<v Sam>I can unplug it and go sit on the couch whenever I feel like it.

00:19:14.510 --> 00:19:14.590
<v Ivan>Right.

00:19:14.690 --> 00:19:17.630
<v Sam>You know, and it gives you that flexibility and blah, blah, blah.

00:19:17.930 --> 00:19:21.110
<v Sam>Could I have gotten a desktop only set up for less?

00:19:21.950 --> 00:19:26.910
<v Sam>Yes. I mean, I could have also spent just as much and gotten a more powerful desktop.

00:19:27.310 --> 00:19:27.510
<v Ivan>Sure.

00:19:28.170 --> 00:19:34.890
<v Sam>But like it's with the trade-offs, at this point, it just makes sense most of the time.

00:19:34.890 --> 00:19:42.210
<v Sam>Now, honestly, like, would I have thought differently if like the most recently

00:19:42.210 --> 00:19:47.170
<v Sam>released laptop was older and the most recently released desktop was newer?

00:19:47.410 --> 00:19:51.590
<v Sam>Maybe like it just happened at the time I was buying it. It was the reverse of that.

00:19:51.830 --> 00:19:58.030
<v Sam>But, you know, we're we're we're buying my wife a replacement computer probably any time now.

00:19:58.350 --> 00:20:02.350
<v Sam>And she's also going to do a laptop and do the same thing with a setup so that

00:20:02.350 --> 00:20:06.150
<v Sam>she can plug it into her desk because it just makes sense. It like gives you

00:20:06.150 --> 00:20:07.270
<v Sam>that additional flexibility.

00:20:07.670 --> 00:20:12.250
<v Sam>Like if you have both, if you have a desktop and a laptop, then, oh, okay.

00:20:12.510 --> 00:20:15.650
<v Sam>Then maybe, yeah, it makes sense to also have the desk.

00:20:15.810 --> 00:20:19.310
<v Sam>Like it depends on your use cases and what you're going to be using it for.

00:20:19.450 --> 00:20:22.050
<v Sam>But of course, having both costs more money than having one.

00:20:23.870 --> 00:20:26.950
<v Sam>And it's really like, if you're going to go for the desktop,

00:20:27.190 --> 00:20:34.150
<v Sam>the pure desktop, it's like, okay, do you really have the use case that is 100%

00:20:34.150 --> 00:20:38.270
<v Sam>Like you are going to put it in one place and that's where you're always going to use it.

00:20:38.410 --> 00:20:41.450
<v Sam>And you know that and you never need the flexibility, you know?

00:20:42.070 --> 00:20:46.450
<v Sam>So I don't know. And so and of course, once you're like in a laptop configuration,

00:20:46.450 --> 00:20:52.470
<v Sam>I mean, I suppose you could like have your docking situation set up to switch

00:20:52.470 --> 00:20:53.830
<v Sam>to Ethernet when you're docked.

00:20:53.910 --> 00:20:56.450
<v Sam>But like for the most part, I mean, the default is wireless.

00:20:56.610 --> 00:20:59.430
<v Sam>The default is wireless for everything, even if you've got the desktop.

00:20:59.690 --> 00:21:00.890
<v Sam>Like you said, you're convenient.

00:21:02.070 --> 00:21:05.610
<v Sam>you're it's right there i mean it's right there like like less than.

00:21:05.610 --> 00:21:10.090
<v Ivan>A foot and a half away but if i had to but right if i had to if it was in another

00:21:10.090 --> 00:21:13.250
<v Ivan>room where there wasn't an ethernet run right now i wouldn't do it.

00:21:13.250 --> 00:21:17.090
<v Sam>Yeah you just use the wireless you wouldn't bother running no no.

00:21:17.090 --> 00:21:18.390
<v Ivan>No no i don't think so no no.

00:21:18.390 --> 00:21:21.190
<v Sam>Yeah and and i think that's true

00:21:21.190 --> 00:21:28.170
<v Sam>for for most folks like you know i don't know like my my i finally like my my

00:21:28.170 --> 00:21:33.590
<v Sam>daughter for a while did end up using a wired connection into her desktop computer

00:21:33.590 --> 00:21:39.130
<v Sam>because she was using it for games and she was constantly complaining about like you know well.

00:21:39.130 --> 00:21:40.570
<v Ivan>Dropouts and stuff yeah.

00:21:40.570 --> 00:21:44.710
<v Sam>Well not because yeah lag lag

00:21:44.710 --> 00:21:47.550
<v Sam>dropouts just like and things

00:21:47.550 --> 00:21:50.330
<v Sam>that like for my usage like i would never

00:21:50.330 --> 00:21:53.470
<v Sam>even notice like if i'm watching like streaming video it's

00:21:53.470 --> 00:21:56.430
<v Sam>all buffered and i would never even notice like if it

00:21:56.430 --> 00:21:59.590
<v Sam>hiccuped for a half a second or something but if

00:21:59.590 --> 00:22:02.890
<v Sam>she's playing a you know live internet

00:22:02.890 --> 00:22:06.050
<v Sam>game with people all over the world and she

00:22:06.050 --> 00:22:11.450
<v Sam>has that kind of glitch then she gets annoyed so right of course of course unlike

00:22:11.450 --> 00:22:16.850
<v Sam>you who would worry about like properly running a cable i i just have a cable

00:22:16.850 --> 00:22:18.290
<v Sam>running across the floor through

00:22:18.290 --> 00:22:25.430
<v Sam>the hallway down the hall into her room yeah i i you know i i don't no no.

00:22:25.430 --> 00:22:28.110
<v Ivan>No no no no i i i you.

00:22:28.110 --> 00:22:28.650
<v Sam>Know the.

00:22:28.650 --> 00:22:31.650
<v Ivan>Ethernet cable that's here i had to

00:22:31.650 --> 00:22:35.410
<v Ivan>do it the the actual box

00:22:35.410 --> 00:22:38.470
<v Ivan>that has the fiber coming into the house

00:22:38.470 --> 00:22:41.470
<v Ivan>is in a hallway okay and so

00:22:41.470 --> 00:22:45.170
<v Ivan>the thing is that for me to even like set

00:22:45.170 --> 00:22:47.970
<v Ivan>up my wi-fi router and other stuff or whatever there just

00:22:47.970 --> 00:22:50.630
<v Ivan>wasn't really a place for there in the

00:22:50.630 --> 00:22:53.410
<v Ivan>hallway it was just it was just a i could have but it

00:22:53.410 --> 00:22:56.110
<v Ivan>was just it was inconvenient and so

00:22:56.110 --> 00:22:59.990
<v Ivan>i had somebody go and run an ethernet cable

00:22:59.990 --> 00:23:05.450
<v Ivan>from that location where no matter what what service came in this is the place

00:23:05.450 --> 00:23:11.550
<v Ivan>where everything came into the house from you know from outside okay cables

00:23:11.550 --> 00:23:16.990
<v Ivan>wise whether it was cable tv whatever so i just had him look run i need a.

00:23:16.990 --> 00:23:20.150
<v Sam>Cable from there is all about

00:23:20.150 --> 00:23:23.630
<v Sam>cable management and making the cables invisible i'm all

00:23:23.630 --> 00:23:28.570
<v Sam>about the massive tangle of cables where everything is accessible at all times

00:23:28.570 --> 00:23:32.790
<v Sam>and i can change it at will but when i do want to change it i have to untangle

00:23:32.790 --> 00:23:38.610
<v Sam>everything because it's all like you know a huge mass of random wires all like

00:23:38.610 --> 00:23:42.430
<v Sam>scattered all over my desk you know so yeah anyway.

00:23:43.220 --> 00:23:47.980
<v Ivan>I will say the cable management is okay right now. It could be better.

00:23:48.900 --> 00:23:53.640
<v Ivan>I mean, I do have like, because I did set on my 2-EA table.

00:23:53.640 --> 00:23:57.060
<v Sam>I will say when I got the new microphone a couple weeks ago,

00:23:57.060 --> 00:24:05.400
<v Sam>I did make sure the cable for that one was attached to the little arm that I have the microphone on.

00:24:05.400 --> 00:24:05.840
<v Ivan>There you go.

00:24:05.960 --> 00:24:10.380
<v Sam>And then routed behind the computer. Now, it's not all taped or whatever,

00:24:10.440 --> 00:24:13.060
<v Sam>but it's not just hanging straight down from my microphone.

00:24:13.220 --> 00:24:17.800
<v Ivan>Well, the one thing I said that I, a big thing I did is that there are like

00:24:17.800 --> 00:24:21.620
<v Ivan>on this desk, on this desk, there are places where you can like,

00:24:21.800 --> 00:24:25.140
<v Ivan>you know, so to put the cables through, go hidden.

00:24:25.280 --> 00:24:29.260
<v Ivan>But, but also I had three power strips put in on the, on the table itself.

00:24:29.720 --> 00:24:33.920
<v Ivan>So that way I don't have to be like hunting for a plug or something or whatever.

00:24:33.920 --> 00:24:40.380
<v Ivan>there are on the desk there are there are there are plugs that are easily accessible.

00:24:40.380 --> 00:24:41.540
<v Sam>For anybody.

00:24:41.540 --> 00:24:45.060
<v Ivan>To get which is very convenient at this point but anyway.

00:24:45.060 --> 00:24:48.380
<v Sam>All right shall we shall we take a break and move on yeah.

00:24:48.380 --> 00:24:48.920
<v Ivan>We need to.

00:24:48.920 --> 00:24:53.600
<v Sam>Okay we will take a break and when we come back we will have a little bit more

00:24:53.600 --> 00:25:01.620
<v Sam>serious more newsy topics starting with yvonne picking but first here is popular.

00:25:01.860 --> 00:25:04.580
<v Sam>Yeah, Yvonne's camera swinging around again.

00:25:06.200 --> 00:25:11.940
<v Sam>Okay, here, this break. He's trying to make me dizzy. He's intentionally trying to make me dizzy.

00:25:13.020 --> 00:25:16.700
<v Sam>Okay, this break is popular wiki of the day. Here you go.

00:25:17.480 --> 00:25:21.040
<v Break>Do do do. Hello, this is Noral Sally.

00:25:21.360 --> 00:25:25.060
<v Break>I'm here to let you know about Sam the Curmudgeon's other podcast,

00:25:25.280 --> 00:25:27.080
<v Break>the Wiki of the Day podcasts.

00:25:27.360 --> 00:25:32.420
<v Break>Wiki of the Day comes in three varieties, popular, random, and featured.

00:25:32.840 --> 00:25:38.180
<v Break>Each highlights a new Wikipedia article each day, they just pick the articles differently.

00:25:38.440 --> 00:25:43.460
<v Break>This week on popular Wiki of the Day, you would have heard this summary for Kshamuraju.

00:25:44.620 --> 00:25:51.620
<v Break>Kshamuraju, born May 29, 2006, also known as Kshdi, is an Indian chess grandmaster

00:25:51.620 --> 00:25:53.540
<v Break>and the reigning world chess champion.

00:25:53.800 --> 00:25:58.500
<v Break>He is the youngest undisputed world chess champion in the history of the game.

00:25:58.660 --> 00:26:03.240
<v Break>A chess prodigy, Ksh is the youngest player to have surpassed a FIDE rating

00:26:03.240 --> 00:26:06.660
<v Break>of 2,750, doing so at the age of

00:26:06.660 --> 00:26:12.040
<v Break>17, and was the third youngest to have surpassed 2,700 at the age of 16.

00:26:12.420 --> 00:26:17.120
<v Break>He earned the title of Grandmaster at the age of 12 and remains the third youngest

00:26:17.120 --> 00:26:19.180
<v Break>Grandmaster in the history of chess.

00:26:19.380 --> 00:26:24.460
<v Break>He won a team gold and an individual gold medal at the 45th Chess Olympiad in

00:26:24.460 --> 00:26:31.480
<v Break>2024, as well as a team bronze and an individual gold medal at the 44th Chess Olympiad in 2022.

00:26:31.920 --> 00:26:36.880
<v Break>At the age of 18, he became the youngest candidates tournament winner and,

00:26:37.100 --> 00:26:43.080
<v Break>subsequently, the World Chess Champion by defeating Dingler in 7.5-6.5 at the

00:26:43.080 --> 00:26:45.080
<v Break>World Chess Championship 2024.

00:26:45.680 --> 00:26:50.780
<v Break>At the junior level, he is a multiple gold medalist at the World Youth Championship

00:26:50.780 --> 00:26:53.140
<v Break>and the Asian Youth Chess Championship.

00:26:53.500 --> 00:26:56.640
<v Break>Gush is also a silver medalist at the Asian Games.

00:26:57.100 --> 00:27:04.060
<v Break>That's all there is to it. See? Fun, entertaining, educational. In short.

00:27:04.740 --> 00:27:09.580
<v Break>Okay, now look for and subscribe to the Wiki of the Day family of podcasts on

00:27:09.580 --> 00:27:15.620
<v Break>your podcast playing software of choice, or just go to wikioftheday.com to check out our archives.

00:27:15.980 --> 00:27:19.220
<v Break>Now back to curmudgeon's corner. Do do do.

00:27:20.300 --> 00:27:23.520
<v Sam>For those of you on the live stream, Yvonne had to step away for a bit,

00:27:23.760 --> 00:27:25.600
<v Sam>probably to do something with his wife.

00:27:26.120 --> 00:27:29.460
<v Ivan>And I heard a scream, but apparently everything's okay. All right.

00:27:30.340 --> 00:27:36.400
<v Sam>Everything's okay. Good. So Yvonne, well, we are back. Where do you want to

00:27:36.400 --> 00:27:37.240
<v Sam>go? Where do you want to start?

00:27:37.240 --> 00:27:40.800
<v Ivan>Okay, I'm sorry, but you said, oh, I'm not going to talk about insurance.

00:27:41.000 --> 00:27:43.400
<v Ivan>I'm looking at our topic list. It's quite thin.

00:27:43.680 --> 00:27:47.620
<v Sam>No, I said maybe we wouldn't. I said, I didn't know whether we were going to

00:27:47.620 --> 00:27:50.860
<v Sam>talk about the CEO killer again this week or not. We did mention him a little

00:27:50.860 --> 00:27:52.840
<v Sam>bit last week, but they caught the guy this week.

00:27:53.040 --> 00:27:55.520
<v Ivan>So, well, I will.

00:27:55.600 --> 00:27:58.540
<v Sam>Is that your topic? Is that what you want to talk about next? Go ahead.

00:27:58.580 --> 00:27:58.720
<v Ivan>Yeah.

00:27:58.820 --> 00:27:59.240
<v Sam>Go, go.

00:28:00.080 --> 00:28:01.080
<v Ivan>I think that.

00:28:01.120 --> 00:28:01.820
<v Sam>So what's the update?

00:28:02.380 --> 00:28:08.240
<v Ivan>I mean, there's not much of it. Well, the main update. Okay. They caught the guy.

00:28:10.360 --> 00:28:14.660
<v Ivan>And he doesn't even have United. He didn't even have United healthcare insurance.

00:28:15.380 --> 00:28:17.480
<v Sam>So he did have a chronic back issue.

00:28:17.660 --> 00:28:23.340
<v Ivan>He did have a chronic back issue. but like maybe he was rejected by some other company.

00:28:23.940 --> 00:28:29.460
<v Ivan>He did not come from a, he, no, he was a family of means. It's not, there is.

00:28:29.620 --> 00:28:35.500
<v Sam>You know, I was going to say that it's not like, even if the insurance company

00:28:35.500 --> 00:28:41.020
<v Sam>did screw him, he comes from a background where they could probably have absorbed

00:28:41.020 --> 00:28:42.780
<v Sam>the cost. They were a fairly wealthy family.

00:28:42.940 --> 00:28:45.200
<v Ivan>If I remember, they were a fairly wealthy family. So that, that,

00:28:45.200 --> 00:28:47.640
<v Ivan>that wasn't a consideration.

00:28:49.460 --> 00:28:51.040
<v Ivan>now and prominent.

00:28:51.040 --> 00:28:53.200
<v Sam>Too like there were like elected political.

00:28:53.200 --> 00:28:55.460
<v Ivan>Officials in maryland and such yes that are.

00:28:55.460 --> 00:28:56.060
<v Sam>Related to him.

00:28:56.060 --> 00:29:02.440
<v Ivan>I mean that doesn't mean that a person can't be radicalized about a subject

00:29:02.440 --> 00:29:08.200
<v Ivan>yes which seems to be the case but i i will say that the,

00:29:09.380 --> 00:29:16.380
<v Ivan>the thing that most disturbed has disturbed me and i've seen already some discussions

00:29:16.380 --> 00:29:23.040
<v Ivan>devolve into really contentious discussions related to the assassination of this guy,

00:29:24.020 --> 00:29:27.340
<v Ivan>is how many people are like...

00:29:27.340 --> 00:29:28.040
<v Sam>Rah, rah, good.

00:29:28.520 --> 00:29:29.920
<v Ivan>Yeah, yes.

00:29:31.220 --> 00:29:35.640
<v Sam>And I mean, I've heard a middle position as well, which is like,

00:29:35.740 --> 00:29:38.780
<v Sam>there's the rah, rah, good. Glad it happened, folks.

00:29:39.480 --> 00:29:42.880
<v Sam>There's the, oh my God, what are you talking about? Murder is bad.

00:29:43.000 --> 00:29:44.860
<v Sam>This is only harmful, blah, blah, blah.

00:29:45.040 --> 00:29:50.840
<v Sam>The middle position is sort of like, Well, of course, murder is bad and it's

00:29:50.840 --> 00:29:56.220
<v Sam>probably counterintuitive, but maybe don't live your life in such a way that

00:29:56.220 --> 00:29:59.020
<v Sam>when you're murdered, like half the country is like.

00:29:59.200 --> 00:30:04.780
<v Ivan>Oh, well, you know, this is my problem. The problem is that this is a.

00:30:05.780 --> 00:30:09.100
<v Sam>And we did talk a little bit about this last week, but let's keep going.

00:30:09.100 --> 00:30:17.960
<v Ivan>But the thing is that I find the judgment very...

00:30:20.590 --> 00:30:31.190
<v Ivan>That it doesn't really look at how the world is in terms of how many leaders,

00:30:31.190 --> 00:30:41.570
<v Ivan>people in industries and things make decisions of all sorts that result in eventually

00:30:41.570 --> 00:30:46.510
<v Ivan>people one way or another dying or injured.

00:30:46.510 --> 00:30:54.350
<v Ivan>And that there is no, probably no one, no leader on, no president,

00:30:54.730 --> 00:31:01.510
<v Ivan>no, no leader of any large organization that doesn't do decisions that are harmful.

00:31:01.770 --> 00:31:09.050
<v Ivan>And my whole thing is that when, where is your line to which ones are okay to just murder or not?

00:31:09.150 --> 00:31:14.110
<v Ivan>Because you're jumping up and down and saying, yeah, yeah, yeah, you know, good.

00:31:14.270 --> 00:31:17.650
<v Ivan>He's dead. And I'm like, okay, so where are you drawing the line?

00:31:18.030 --> 00:31:21.410
<v Ivan>What's your line? I mean, because here's the thing. I'm one that's opposed to

00:31:21.410 --> 00:31:22.890
<v Ivan>the death penalty. Okay.

00:31:23.510 --> 00:31:26.430
<v Ivan>I'm one that, so if you're opposed to the death penalty.

00:31:26.630 --> 00:31:32.090
<v Sam>We have talked before about how upset you were about the execution of Saddam

00:31:32.090 --> 00:31:33.730
<v Sam>Hussein. Oh, you remember.

00:31:34.250 --> 00:31:39.550
<v Sam>And we have talked about on this show how neither one of us were entirely comfortable

00:31:39.550 --> 00:31:44.470
<v Sam>with how the bin Laden thing went down either. How it would have been better if we captured him.

00:31:44.750 --> 00:31:45.050
<v Ivan>Yes.

00:31:45.710 --> 00:31:47.870
<v Sam>You know, and so, yes.

00:31:48.030 --> 00:31:51.790
<v Ivan>So if I don't, if I'm not comfortable with any of those, why the fuck would

00:31:51.790 --> 00:31:54.850
<v Ivan>I be comfortable with this? And why are so many people comfortable with it?

00:31:55.110 --> 00:31:58.590
<v Ivan>I just don't, and no, and no, beyond gleeful.

00:31:59.370 --> 00:32:02.530
<v Ivan>I understand the, the,

00:32:04.240 --> 00:32:09.060
<v Ivan>I understand more than most of these people how difficult it is to deal with

00:32:09.060 --> 00:32:11.900
<v Ivan>insurance companies because for full disclosure, and I guess I haven't discussed

00:32:11.900 --> 00:32:13.820
<v Ivan>this before, but the subject is whatever.

00:32:14.120 --> 00:32:14.960
<v Sam>You mentioned it a little bit before.

00:32:14.980 --> 00:32:19.000
<v Ivan>I mentioned it a little bit, but let me be clear. The reason my father went

00:32:19.000 --> 00:32:25.660
<v Ivan>to jail specifically was because of issues with health insurance companies.

00:32:25.660 --> 00:32:35.220
<v Ivan>And his grievance with the health insurers was that, and I will say that the

00:32:35.220 --> 00:32:37.800
<v Ivan>grievance itself was valid. His solution was the problem.

00:32:38.180 --> 00:32:44.860
<v Ivan>His grievance was that insurers had decided that, well, we're getting squeezed

00:32:44.860 --> 00:32:47.640
<v Ivan>by cost. So here's our solution.

00:32:47.980 --> 00:32:51.360
<v Ivan>You're a pharmacist and you're selling drug X.

00:32:51.640 --> 00:32:59.860
<v Ivan>Drug X costs $5. It used to be, we would pay you to dispense the drug $5 plus 30%.

00:33:00.480 --> 00:33:04.040
<v Ivan>Okay. Cover your cost, overhead, profit, whatever, you know, so you get that.

00:33:04.300 --> 00:33:08.540
<v Ivan>So then one day they said, well, we'll pay you five plus 15%.

00:33:09.440 --> 00:33:14.360
<v Ivan>Okay. And these numbers are close to reality. I'm not, I'm not making these

00:33:14.360 --> 00:33:16.620
<v Ivan>numbers up. We'll pay you five plus 15.

00:33:17.720 --> 00:33:25.060
<v Ivan>Ah, that's too much. we'll pay you 5% plus 0% plus a $4 dispensing fee,

00:33:25.140 --> 00:33:27.320
<v Ivan>no matter what the price of the drug is.

00:33:28.320 --> 00:33:33.700
<v Ivan>Okay? So if the drug is $1,000, you make $4. Okay?

00:33:34.660 --> 00:33:38.420
<v Ivan>Ah, nah, nah. That's too generous. We're going to pay you...

00:33:38.420 --> 00:33:40.580
<v Ivan>Oh, the average wholesale price.

00:33:40.700 --> 00:33:46.840
<v Ivan>There is a publication that shows these. Average wholesale prices for drugs.

00:33:48.250 --> 00:33:54.830
<v Ivan>We'll pay you the average wholesale price minus 10%, minus 10%, right? Okay.

00:33:55.270 --> 00:33:59.550
<v Ivan>So you have to be, you know, by the way, very difficult to get that.

00:33:59.750 --> 00:34:03.150
<v Ivan>Oh no, we'll pay you now average wholesale price minus 15%.

00:34:03.910 --> 00:34:09.730
<v Ivan>So the insurance companies decided, well, the problem, the way to solve our

00:34:09.730 --> 00:34:17.230
<v Ivan>problems is just to just say, oh, you, you want to, you want to do business with us.

00:34:17.230 --> 00:34:19.550
<v Ivan>you have to treat us as a lost leader.

00:34:20.090 --> 00:34:24.130
<v Ivan>So the only companies that could do that are major chains. And they could also

00:34:24.130 --> 00:34:29.850
<v Ivan>negotiate with the drug companies to sell them the drugs at discounts that would offset these things.

00:34:30.790 --> 00:34:36.450
<v Ivan>And so it's a very difficult environment. It's a very difficult environment. They go and they do that.

00:34:36.770 --> 00:34:40.190
<v Ivan>And my father, because he was very aggrieved about this, went about a way to

00:34:40.190 --> 00:34:43.230
<v Ivan>try to solve this in a way that wound up landing him in jail. And for good reason.

00:34:43.950 --> 00:34:44.110
<v Sam>Okay.

00:34:44.870 --> 00:34:49.410
<v Ivan>You know what? I... And by the way, one of the insurers, yeah,

00:34:49.470 --> 00:34:51.750
<v Ivan>it was bought by UnitedHealthcare. And you know what?

00:34:52.370 --> 00:34:59.410
<v Ivan>I still think that it's preposterous and ridiculous to be okay with the murder

00:34:59.410 --> 00:35:02.690
<v Ivan>of the CEO of UnitedHealthcare, even though they landed my dad in jail.

00:35:02.870 --> 00:35:09.330
<v Ivan>So everybody here that goes, oh, you know, whatever, which for the most part,

00:35:09.510 --> 00:35:15.590
<v Ivan>most people have not had relatives die in the hands of health insurers.

00:35:16.070 --> 00:35:18.910
<v Ivan>Okay. And they go and they give me this shit.

00:35:19.610 --> 00:35:26.090
<v Ivan>And I've spent literally the last 20, 30 years because I had to take over my dad's business.

00:35:26.310 --> 00:35:30.970
<v Ivan>I got deposed by the insurers nonstop because they were going after the company.

00:35:31.230 --> 00:35:35.690
<v Ivan>And I had to wind up in court, spent probably back then. Jesus Christ.

00:35:35.930 --> 00:35:39.250
<v Ivan>I would be retired by now if I had spent probably a couple of hundred thousand

00:35:39.250 --> 00:35:41.870
<v Ivan>dollars in legal fees back then in the 90s.

00:35:43.340 --> 00:35:51.540
<v Ivan>You know, literally went bankrupt. You know, I mean, we literally went bankrupt over this.

00:35:52.180 --> 00:35:55.880
<v Ivan>So what people tell me all these grievances that they've got,

00:35:55.980 --> 00:36:00.960
<v Ivan>and I've had to afterwards fight for my son's coverage, fight for this, fight for that.

00:36:01.140 --> 00:36:03.920
<v Ivan>I've spent literally 30 years fighting the insurance companies.

00:36:04.820 --> 00:36:08.720
<v Ivan>And all these fucking people saying this.

00:36:09.640 --> 00:36:18.000
<v Ivan>I'm sorry, that's not the solution. The problems in the system are it's in many cases, man,

00:36:18.420 --> 00:36:21.340
<v Ivan>it's not even a fucking, you know, the insurance companies to a certain way,

00:36:21.520 --> 00:36:26.520
<v Ivan>they are a vehicle to institute a lot of fucked up policies.

00:36:26.820 --> 00:36:30.800
<v Ivan>OK, because one of the biggest problems that you've got with with insurance

00:36:30.800 --> 00:36:34.160
<v Ivan>is that right now, mostly it's employer provided.

00:36:34.500 --> 00:36:40.080
<v Ivan>OK, I or the government pays for it. So you've got to a couple of perverse things

00:36:40.080 --> 00:36:45.740
<v Ivan>going on here, because, by the way, the companies decide in most cases what

00:36:45.740 --> 00:36:48.660
<v Ivan>is covered by the insurance plan.

00:36:48.860 --> 00:36:49.940
<v Sam>You mean the employers?

00:36:50.280 --> 00:36:51.920
<v Ivan>The employer. The employer.

00:36:52.620 --> 00:36:53.000
<v Sam>Right.

00:36:53.240 --> 00:37:01.640
<v Ivan>Okay. And the insurance company is there just to enforce what the employer said that they will cover.

00:37:01.640 --> 00:37:09.060
<v Ivan>So many of those decisions wind up at the employer's feet.

00:37:09.400 --> 00:37:16.520
<v Ivan>Now, the Affordable Care Act did put a lot of locks and restrictions.

00:37:16.980 --> 00:37:24.180
<v Ivan>So this wouldn't be as draconian as it was because people, well,

00:37:24.360 --> 00:37:25.540
<v Ivan>nobody remembers anything.

00:37:25.540 --> 00:37:33.620
<v Ivan>Matt, before the ACA, the fucking restrictions that companies could put on insurance were nuts.

00:37:34.120 --> 00:37:39.660
<v Ivan>No preventive care. You wouldn't get a dime, you know, no preventive care.

00:37:39.780 --> 00:37:43.520
<v Ivan>You would not get covered for any preventive, you know, I know so many plans

00:37:43.520 --> 00:37:47.300
<v Ivan>that would not cover any preventive care at all, at all.

00:37:48.300 --> 00:37:53.780
<v Sam>Which one of those things, by the way, this is one of those rules that makes

00:37:53.780 --> 00:37:58.960
<v Sam>sense from a money-making perspective, potentially, but is completely backwards

00:37:58.960 --> 00:38:01.080
<v Sam>from an optimizing healthcare perspective.

00:38:01.220 --> 00:38:06.660
<v Ivan>Exactly. For the nation. That's correct. Yes. Absolutely. Okay? No preventive care.

00:38:07.880 --> 00:38:11.480
<v Ivan>Lifetime limits. So what the fuck does that mean, a lifetime limit?

00:38:12.020 --> 00:38:13.260
<v Ivan>Say you got a chronic disease.

00:38:13.860 --> 00:38:17.380
<v Ivan>You got to. The insurance company spent a million dollars.

00:38:17.800 --> 00:38:23.180
<v Ivan>They would say, oh, no, you're fucked. We're not covering another dime. See ya. Bye.

00:38:24.120 --> 00:38:27.260
<v Ivan>You know, you're fucked. Die. See you later.

00:38:28.970 --> 00:38:33.370
<v Ivan>which is one of the reasons why so many people used to go a lot more often bankrupt

00:38:33.370 --> 00:38:36.750
<v Ivan>from medical care in the past.

00:38:37.490 --> 00:38:40.950
<v Sam>And by the way, it still happens more in this country than anywhere else in the world.

00:38:40.970 --> 00:38:43.190
<v Ivan>But it happens a lot less as the affordable care.

00:38:43.390 --> 00:38:43.490
<v Sam>Yes.

00:38:43.610 --> 00:38:50.550
<v Ivan>Okay. Pre-existing conditions. Oh, you have this, you're moving over to us.

00:38:50.790 --> 00:38:52.690
<v Ivan>Ah, you're fucked. You're not getting covered.

00:38:53.990 --> 00:39:00.270
<v Ivan>There are so many perverse things, But there and there's still a lot of perverse

00:39:00.270 --> 00:39:02.490
<v Ivan>things, unfortunately, that are still going on.

00:39:02.910 --> 00:39:07.250
<v Ivan>You know, there was there was an article recently about they were talking about

00:39:07.250 --> 00:39:10.910
<v Ivan>certain practices the United Health Care does for Medicaid specifically.

00:39:11.570 --> 00:39:16.350
<v Ivan>OK, related to how they get contracted to manage Medicaid in certain states.

00:39:16.490 --> 00:39:17.630
<v Ivan>And one of the things that they do.

00:39:18.430 --> 00:39:24.370
<v Ivan>So so the way that a statement, this is one way of doing it instead of paying for actual costs.

00:39:24.370 --> 00:39:27.890
<v Ivan>okay which a lot of employers for example

00:39:27.890 --> 00:39:30.590
<v Ivan>i know that i believe that my company and a few companies that i've worked

00:39:30.590 --> 00:39:33.650
<v Ivan>for the the insurance administers the

00:39:33.650 --> 00:39:38.530
<v Ivan>plan but they only pay actual expenses okay so so they pay a management fee

00:39:38.530 --> 00:39:45.070
<v Ivan>to the insurer okay and then they they will pay what actually is spent okay

00:39:45.070 --> 00:39:49.250
<v Ivan>so and which is a reason why of course they have that there are certain incentives

00:39:49.250 --> 00:39:51.970
<v Ivan>to save money, which is this is where this whole thing gets perverse.

00:39:52.190 --> 00:39:56.590
<v Ivan>OK, and so but with Medicaid, it also happens in a way where,

00:39:56.830 --> 00:40:00.370
<v Ivan>OK, we're going to give you a your Medicaid for the state of Georgia.

00:40:00.830 --> 00:40:03.230
<v Ivan>You're going to cover this area here.

00:40:03.770 --> 00:40:06.270
<v Ivan>There's 300,000 Medicaid recipients.

00:40:06.950 --> 00:40:15.430
<v Ivan>We're going to pay you $50 a month to manage their care and you get to manage the care.

00:40:15.430 --> 00:40:21.570
<v Ivan>And so, because there is this number of subscribers at a price,

00:40:21.590 --> 00:40:25.030
<v Ivan>they obviously have an incentive to...

00:40:26.020 --> 00:40:29.140
<v Ivan>You know, cut costs as much as possible. So they get to keep most more,

00:40:29.280 --> 00:40:31.980
<v Ivan>more of those $50 that are getting given every month.

00:40:32.780 --> 00:40:37.520
<v Ivan>And, and, and the thing is, in many of these, they don't have enough health

00:40:37.520 --> 00:40:43.540
<v Ivan>outcome targets that prevent them from saying, well, fuck this shit.

00:40:43.700 --> 00:40:48.620
<v Ivan>Well, we'll, oh, they'll say what they cover, right? Oh, we'll cover this, this, this, and this.

00:40:48.900 --> 00:40:53.320
<v Ivan>But there aren't enough locks in how difficult they make it to access the coverage many times.

00:40:53.820 --> 00:40:59.160
<v Ivan>So you see, oh man, And you see so many doctors right now refusing to take Medicaid

00:40:59.160 --> 00:41:03.780
<v Ivan>because of this, because they're like, man, they don't pay enough.

00:41:03.980 --> 00:41:05.540
<v Ivan>We can't take these patients.

00:41:06.140 --> 00:41:10.700
<v Ivan>We're just, you know, we're not going to take them. They're not paying us enough.

00:41:10.840 --> 00:41:14.240
<v Ivan>I can't make, you know, we can't do this.

00:41:14.760 --> 00:41:19.180
<v Ivan>So the thing is that if they measured however more health outcomes,

00:41:19.460 --> 00:41:22.960
<v Ivan>hey, this population right now has this

00:41:22.960 --> 00:41:25.740
<v Ivan>incidence of diabetes this incidence of

00:41:25.740 --> 00:41:29.040
<v Ivan>this we have this many hospitalizations we

00:41:29.040 --> 00:41:31.820
<v Ivan>have this you know there are certain metrics because

00:41:31.820 --> 00:41:34.800
<v Ivan>hospitalizations can also get tricky metric because hey what

00:41:34.800 --> 00:41:37.540
<v Ivan>do you do oh don't let him go into a fucking hospital let's just throw him

00:41:37.540 --> 00:41:40.700
<v Ivan>out right you have to you know

00:41:40.700 --> 00:41:43.580
<v Ivan>anyway so yeah so there are

00:41:43.580 --> 00:41:47.100
<v Ivan>all these perverse things in the entire system that

00:41:47.100 --> 00:41:50.060
<v Ivan>make it that that you wind

00:41:50.060 --> 00:41:53.000
<v Ivan>up with the system and look the aca tried to do a lot of things

00:41:53.000 --> 00:41:56.140
<v Ivan>to to do this well hell hillary care

00:41:56.140 --> 00:41:59.280
<v Ivan>was going to do a hell of a lot more to do

00:41:59.280 --> 00:42:07.240
<v Ivan>that but the reality is that that i mean when obama went to do this you know

00:42:07.240 --> 00:42:11.660
<v Ivan>he did a lot and as usual and as i've learned my experience is that you can

00:42:11.660 --> 00:42:15.280
<v Ivan>do a whole lot to make people's lives better and Like a lot of people just won't

00:42:15.280 --> 00:42:18.060
<v Ivan>fucking appreciate it or really understand that you're the person that did it.

00:42:18.960 --> 00:42:23.120
<v Ivan>You know, this is, this is where we are right now. And the system is perverse. Okay.

00:42:23.340 --> 00:42:26.640
<v Ivan>And, and I think that a lot of times laying blame on the,

00:42:26.940 --> 00:42:31.480
<v Ivan>many times I feel that the insurance companies are the ones that are kind of

00:42:31.480 --> 00:42:36.900
<v Ivan>like, uh, in the middle of all of this because men, you know, Hey,

00:42:37.120 --> 00:42:43.080
<v Ivan>what better way of shifting the blame from me doing anything as a government I don't know.

00:42:43.840 --> 00:42:48.020
<v Ivan>Than to hire them to run it. And so they take all the slings and shots.

00:42:48.800 --> 00:42:49.240
<v Sam>Okay.

00:42:50.060 --> 00:42:54.620
<v Ivan>You know. It's just a fucked up system.

00:42:55.800 --> 00:42:56.940
<v Sam>Agreed. Agreed. No.

00:42:57.460 --> 00:43:01.380
<v Ivan>And if we start deciding. Well where do we start the murder list.

00:43:01.800 --> 00:43:07.380
<v Ivan>Of all the blame. Then you know what. Maybe you can start with a fucking GOP.

00:43:07.600 --> 00:43:11.960
<v Ivan>Assholes who fucking block any meaningful health reform. Over the last 40 years.

00:43:12.200 --> 00:43:14.900
<v Ivan>How about we start with those. if you want to start a murder list,

00:43:15.280 --> 00:43:16.520
<v Ivan>okay? And I'm not advocating one.

00:43:16.700 --> 00:43:19.180
<v Sam>I was going to say, let's not go there.

00:43:19.340 --> 00:43:20.540
<v Ivan>I'm not advocating one.

00:43:20.800 --> 00:43:26.760
<v Sam>But you could still say, and I've heard people argue about UnitedHealth versus

00:43:26.760 --> 00:43:28.520
<v Sam>the other insurance companies.

00:43:29.240 --> 00:43:35.340
<v Sam>UnitedHealth has a reputation for being especially ruthless even in comparison to their competition.

00:43:35.340 --> 00:43:39.000
<v Ivan>Oh, fucking bullshit. I have UnitedHealthcare right now. Let me tell you something.

00:43:39.240 --> 00:43:43.180
<v Ivan>I've had United. I've had Aetna. I've had Cigna. I've had, listen,

00:43:43.300 --> 00:43:45.120
<v Ivan>I've had everybody bullshit.

00:43:45.400 --> 00:43:52.040
<v Ivan>Listen, my experience has been with UnitedHealthcare that they have compared

00:43:52.040 --> 00:43:54.240
<v Ivan>to like about the last five insurers.

00:43:54.800 --> 00:43:58.420
<v Ivan>They have made it easier for me to submit claims. They have,

00:43:58.520 --> 00:44:03.800
<v Ivan>they actually recently, okay, went and there was like, there was a thing with

00:44:03.800 --> 00:44:06.540
<v Ivan>my son's speech therapy where all of a sudden they were paying me different.

00:44:06.540 --> 00:44:09.540
<v Ivan>they have they have assigned care

00:44:09.540 --> 00:44:12.440
<v Ivan>advisors and they have somebody that went

00:44:12.440 --> 00:44:15.320
<v Ivan>and like fought my case for about four or five months

00:44:15.320 --> 00:44:19.000
<v Ivan>and get they gave me my money back and

00:44:19.000 --> 00:44:22.420
<v Ivan>i didn't even do anything other than call them up and say hey this

00:44:22.420 --> 00:44:25.980
<v Ivan>is wrong this isn't the way and they said no well you know what we're gonna

00:44:25.980 --> 00:44:29.320
<v Ivan>we're gonna file a case we're gonna do this we're gonna do that and they gave

00:44:29.320 --> 00:44:32.880
<v Ivan>my fucking money back i had a whole bunch of other smaller insurers basically

00:44:32.880 --> 00:44:37.360
<v Ivan>like told me to go fuck myself over stuff and that they didn't make it easy

00:44:37.360 --> 00:44:41.740
<v Ivan>for you to submit a claim or they paid or they processed them late or they never processed. I mean.

00:44:42.670 --> 00:44:47.890
<v Ivan>I will say that in terms of admin, that UnitedHealthcare is far superior than

00:44:47.890 --> 00:44:50.210
<v Ivan>most of their bigger competitors, okay?

00:44:50.710 --> 00:44:55.490
<v Ivan>The doctors, the people that have told me more that UnitedHealthcare is more

00:44:55.490 --> 00:44:58.910
<v Ivan>ruthless, it's more on their end is with doctors, okay?

00:44:59.330 --> 00:45:05.710
<v Ivan>But in terms of the consumer, I will say that having had them the last.

00:45:07.250 --> 00:45:13.170
<v Ivan>You know, I've had them, you know, I've had so many freaking providers that

00:45:13.170 --> 00:45:17.850
<v Ivan>honestly they've been the one that's been the easiest to work with and so i'm like you know,

00:45:18.610 --> 00:45:21.730
<v Ivan>i i shit man

00:45:21.730 --> 00:45:26.370
<v Ivan>i'm like man you guys are pissed off at united healthcare but you're man i mean

00:45:26.370 --> 00:45:35.310
<v Ivan>i'm sorry but blue cross is worse etna's worse why i go after those guys i i

00:45:35.310 --> 00:45:39.890
<v Ivan>don't i i just It was just very arbitrary.

00:45:40.310 --> 00:45:48.390
<v Ivan>Okay, first of all, like we've said this before, how the death sentence is very arbitrary in general.

00:45:48.450 --> 00:45:51.890
<v Ivan>It's why I'm not for a fucking death sentence.

00:45:52.470 --> 00:45:54.550
<v Ivan>It's always been arbitrary.

00:45:55.150 --> 00:45:57.490
<v Ivan>It's never executed fairly.

00:45:57.770 --> 00:46:02.150
<v Sam>And I'll add, the only real, like...

00:46:03.250 --> 00:46:10.050
<v Sam>If, if what you're after is revenge. Okay. Like I see that, but if you're actually.

00:46:10.190 --> 00:46:11.990
<v Ivan>But this guy wasn't even after revenge.

00:46:12.170 --> 00:46:15.770
<v Sam>That was not, but I'm saying more generally,

00:46:16.110 --> 00:46:20.250
<v Sam>like in terms of this one, but also death penalty writ large,

00:46:20.410 --> 00:46:27.090
<v Sam>also just hell violent solutions to problems writ large, including most wars, you know,

00:46:27.410 --> 00:46:32.570
<v Sam>almost always the violence actually ends up making things worse.

00:46:32.570 --> 00:46:36.410
<v Sam>not actually improving the situation and solving the problem.

00:46:36.710 --> 00:46:39.870
<v Sam>You know, you may eventually get to something,

00:46:40.090 --> 00:46:46.490
<v Sam>but I'm not convinced there's very many situations at all where the violence

00:46:46.490 --> 00:46:51.850
<v Sam>is actually the optimal solution as opposed to figuring out something more civilly.

00:46:52.010 --> 00:46:56.270
<v Sam>But, you know, in terms of the healthcare situation specifically,

00:46:56.270 --> 00:46:57.930
<v Sam>and we touched on this last week,

00:46:58.110 --> 00:47:01.070
<v Sam>it's not like killing this guy

00:47:01.070 --> 00:47:05.870
<v Sam>is going to suddenly have united health change a whole bunch of their policies

00:47:05.870 --> 00:47:09.570
<v Sam>i mean you mentioned maybe some people will make some decisions differently

00:47:09.570 --> 00:47:12.990
<v Sam>on the margins but it's not like they're suddenly going to be like you know

00:47:12.990 --> 00:47:17.990
<v Sam>a whole bunch of things that we were rejecting last week we're going to accept

00:47:17.990 --> 00:47:20.790
<v Sam>this week because you killed the ceo that.

00:47:20.790 --> 00:47:25.430
<v Ivan>Now yeah Yeah, exactly. But look, in the history of revenge,

00:47:25.950 --> 00:47:31.910
<v Ivan>how has revenge really worked out over history?

00:47:32.410 --> 00:47:35.230
<v Ivan>Just revenge doesn't work out very well.

00:47:35.470 --> 00:47:39.910
<v Sam>The old phrase is an eye for an eye leaves everyone blind.

00:47:40.270 --> 00:47:48.070
<v Ivan>Yeah. It's just not a solution. It's just not a solution.

00:47:48.570 --> 00:47:52.510
<v Ivan>And, you know, yeah, I mean, I think there are,

00:47:53.330 --> 00:47:57.850
<v Ivan>Well, I'm usually pretty consistent on topics. I've been very consistent on this topic.

00:47:58.190 --> 00:48:04.290
<v Ivan>I don't think that I, you know, I mean, sure, I think I may be very a little

00:48:04.290 --> 00:48:10.410
<v Ivan>bit on some, but I don't on this, like you mentioned, I wasn't comfortable when

00:48:10.410 --> 00:48:12.750
<v Ivan>they when they hung Saddam like that.

00:48:13.090 --> 00:48:15.490
<v Ivan>I wasn't comfortable with killing bin Laden.

00:48:15.890 --> 00:48:19.370
<v Ivan>I'm not comfortable with this. And I wasn't comfortable with them trying to

00:48:19.370 --> 00:48:20.430
<v Ivan>assassinate Trump either.

00:48:21.170 --> 00:48:21.330
<v Sam>Right.

00:48:21.330 --> 00:48:25.810
<v Ivan>So no so but

00:48:25.810 --> 00:48:29.050
<v Ivan>but look man if anything

00:48:29.050 --> 00:48:32.210
<v Ivan>that i learned over my odyssey over here my my personal

00:48:32.210 --> 00:48:37.550
<v Ivan>stuff and whatever with people's vitriol lately it's just that man we are in

00:48:37.550 --> 00:48:49.970
<v Ivan>a really really really bad era in terms of people expressing their hate and vitriol openly well.

00:48:49.970 --> 00:48:55.790
<v Sam>And and part Part of this, too, is I think these are all related.

00:48:56.310 --> 00:49:01.470
<v Sam>People are very frustrated because they don't think they can get the results

00:49:01.470 --> 00:49:05.150
<v Sam>they want in the normal ways, in the approved ways.

00:49:05.210 --> 00:49:10.670
<v Sam>They've seen like years and years of, you know, we wanted X, Y, Z.

00:49:10.950 --> 00:49:13.690
<v Sam>We voted for whoever and it didn't happen.

00:49:14.270 --> 00:49:18.370
<v Sam>Whatever the thing was, you know, and depending on who you're talking to, the things they want.

00:49:18.870 --> 00:49:20.530
<v Ivan>Wait, wait, wait, wait, wait, wait, wait, wait, wait. hold on hold.

00:49:20.530 --> 00:49:22.310
<v Sam>Yes hold on yes not.

00:49:22.310 --> 00:49:31.490
<v Ivan>That maybe it didn't happen it's just that so many times changes to things are so small and.

00:49:31.490 --> 00:49:31.990
<v Sam>They happen.

00:49:31.990 --> 00:49:34.990
<v Ivan>Gradually then people don't notice them okay.

00:49:34.990 --> 00:49:40.530
<v Sam>Yes it's like and and even when they do they don't know who to attribute the

00:49:40.530 --> 00:49:44.690
<v Sam>change to good or bad good or bad because right things things happen things

00:49:44.690 --> 00:49:49.690
<v Sam>happen with delays like you you pass a law and the effect of it happens five years later.

00:49:49.930 --> 00:49:50.010
<v Ivan>Right.

00:49:50.270 --> 00:49:54.510
<v Sam>You know, all of this kind of stuff. So both in terms of getting credit for

00:49:54.510 --> 00:50:02.650
<v Sam>good things and getting blamed for bad things, people just don't associate cause with effect.

00:50:02.950 --> 00:50:06.310
<v Sam>Don't blame or give credit to the right people.

00:50:06.510 --> 00:50:06.670
<v Ivan>Nope.

00:50:07.190 --> 00:50:11.970
<v Sam>And like you said, a lot of things happen gradually and they discount them entirely

00:50:11.970 --> 00:50:14.490
<v Sam>because they didn't even notice they happened.

00:50:14.670 --> 00:50:20.930
<v Sam>Right. It's almost like unless you have suddenly this big ceremony where on

00:50:20.930 --> 00:50:25.570
<v Sam>such and such date everything changes completely, people are oblivious.

00:50:27.150 --> 00:50:30.850
<v Sam>Unless it's bad. Unless it's bad. They notice gradual bad news.

00:50:31.970 --> 00:50:35.550
<v Ivan>It's like the whole thing with the Affordable Care Act, right?

00:50:35.750 --> 00:50:42.230
<v Ivan>How many people want to repeal Obamacare but love the Affordable Care Act?

00:50:43.770 --> 00:50:56.070
<v Ivan>You're like, we're in a really shitty era in terms of,

00:50:56.190 --> 00:50:59.670
<v Ivan>but information as well in general.

00:50:59.890 --> 00:51:00.250
<v Sam>Yeah.

00:51:00.530 --> 00:51:06.550
<v Ivan>And that's, that's the bigger problem. I think it used, it used to be that 80,

00:51:06.690 --> 00:51:11.750
<v Ivan>90% of the people operated based on a certain number of facts that came from

00:51:11.750 --> 00:51:13.290
<v Ivan>certain limited sources.

00:51:14.070 --> 00:51:17.630
<v Ivan>imperfect as they may have been yep but but

00:51:17.630 --> 00:51:21.370
<v Ivan>even like when they fucked up most of them were trying most of the major ones

00:51:21.370 --> 00:51:26.010
<v Ivan>were trying to get the facts out but we know that they're i mean they're they're

00:51:26.010 --> 00:51:30.750
<v Ivan>being run by humans okay so they will have they will have their bents and their

00:51:30.750 --> 00:51:36.510
<v Ivan>slants and so forth to an era where you know the alex jones type era.

00:51:36.510 --> 00:51:43.550
<v Sam>There was a day where it was actually like i i i'm not going to make up a percentage

00:51:43.550 --> 00:51:50.290
<v Sam>but a very large group of the general public and i'm talking not just college

00:51:50.290 --> 00:51:54.630
<v Sam>educated whatever but read a newspaper every day.

00:51:54.630 --> 00:51:59.650
<v Ivan>Yeah like you know of all levels of education of.

00:51:59.650 --> 00:52:01.170
<v Sam>All levels of education.

00:52:01.170 --> 00:52:02.390
<v Ivan>Of all.

00:52:02.390 --> 00:52:05.530
<v Sam>Like you know blue collar white collar.

00:52:05.530 --> 00:52:06.390
<v Ivan>Yeah whatever.

00:52:06.390 --> 00:52:11.390
<v Sam>Like you know you you got home from the mines and you read the newspaper right.

00:52:11.390 --> 00:52:14.030
<v Ivan>You read the paper even if it's just a little bit of reading the paper it's

00:52:14.030 --> 00:52:19.490
<v Ivan>just even if it's cruising the headlines right that and watch the same and watch

00:52:19.490 --> 00:52:25.410
<v Ivan>the the literally like 90 got their news from the same three different 30 minute

00:52:25.410 --> 00:52:27.990
<v Ivan>broadcast yeah three same three yeah and.

00:52:27.990 --> 00:52:33.830
<v Sam>Look like on the one hand the proliferation of information is like incredible

00:52:33.830 --> 00:52:37.110
<v Sam>we've got like so many resources at our fingertips.

00:52:37.450 --> 00:52:42.770
<v Sam>But on the other hand, what that leads to is we've got these information bubbles.

00:52:42.950 --> 00:52:46.370
<v Sam>We've got a lot of confusion because people don't know who to trust,

00:52:46.490 --> 00:52:51.390
<v Sam>who not to trust, whatever, end up trusting the wrong people, blah, blah, blah.

00:52:52.330 --> 00:52:58.010
<v Sam>And so, yeah, you definitely have the information environment is very broken right now.

00:52:58.210 --> 00:53:02.130
<v Sam>It's very divergent, depending on what you're paying attention to, what you're not.

00:53:02.290 --> 00:53:08.710
<v Sam>I think also there's an education gap in terms of like people going through

00:53:08.710 --> 00:53:14.770
<v Sam>school and coming out and still having no freaking idea of basic civics and how things work.

00:53:15.590 --> 00:53:22.390
<v Ivan>Well, to be fair, that happened more in the past. That happened in the past. But I think – I mean.

00:53:22.430 --> 00:53:26.190
<v Sam>It's always been complicated, right? I don't expect everybody to know the ins

00:53:26.190 --> 00:53:28.210
<v Sam>and outs of congressional committees and crap.

00:53:28.250 --> 00:53:32.410
<v Ivan>But the point specifically about where people get the news, okay,

00:53:32.490 --> 00:53:34.890
<v Ivan>in general and the sources themselves.

00:53:34.930 --> 00:53:38.630
<v Ivan>And it goes back to something I was like last night.

00:53:38.810 --> 00:53:44.970
<v Ivan>I was like – my son and my wife were in bed. I had no room. I was in the living

00:53:44.970 --> 00:53:47.430
<v Ivan>room. I couldn't find what to watch. The bucket list was on.

00:53:47.570 --> 00:53:51.650
<v Ivan>And it reminded me one thing that Jack Nichols said that was actually accurate.

00:53:51.750 --> 00:53:55.430
<v Sam>Which is like, by the way, you're talking about the movie, the bucket list, right?

00:53:55.670 --> 00:53:56.330
<v Ivan>Yes. Yes.

00:53:56.490 --> 00:53:59.570
<v Sam>And which I have not seen. So I'm going to like make a little note of it.

00:54:00.090 --> 00:54:07.590
<v Sam>But, but I have heard as well. This is one of those like Mandela effect kind of things.

00:54:07.930 --> 00:54:08.090
<v Ivan>Yeah.

00:54:08.250 --> 00:54:11.630
<v Sam>People have pointed out that the phrase bucket list.

00:54:12.010 --> 00:54:12.310
<v Ivan>Yeah.

00:54:12.310 --> 00:54:17.370
<v Sam>Was coined by this movie in 2018. It did not exist before that.

00:54:17.850 --> 00:54:20.310
<v Sam>Or by the book it was based on. Was it based on a book?

00:54:20.650 --> 00:54:21.770
<v Ivan>Yeah, it might have been.

00:54:21.790 --> 00:54:22.910
<v Sam>No, no, it was...

00:54:22.910 --> 00:54:23.870
<v Ivan>It was in the movie?

00:54:24.770 --> 00:54:25.490
<v Sam>It looked...

00:54:26.780 --> 00:54:29.760
<v Sam>Oh, no, wait, this is the wrong movie. Not 2018. I had the year wrong.

00:54:30.180 --> 00:54:36.540
<v Sam>But there's another- Well, no, there's a 2018 bucket list film that's an Indian movie.

00:54:36.880 --> 00:54:38.540
<v Sam>That's not the one you're talking about.

00:54:38.640 --> 00:54:41.320
<v Ivan>No, this one came out of 2007, 2008.

00:54:42.140 --> 00:54:45.860
<v Sam>2007, 2007. Yes, that's the one you meant. No, but that's when the phrase bucket

00:54:45.860 --> 00:54:47.100
<v Sam>list was coined, apparently.

00:54:47.620 --> 00:54:52.040
<v Sam>Or at least so I've heard. I read this on the internet and you know how true

00:54:52.040 --> 00:54:53.500
<v Sam>things are on the internet.

00:54:53.860 --> 00:54:57.780
<v Sam>If I saw it on the internet, it must be true. There's no doubt what's going on.

00:54:57.840 --> 00:55:02.440
<v Ivan>I thought I heard it before, but be that as it may.

00:55:02.940 --> 00:55:07.480
<v Sam>That's what people always say. I thought I heard it before. It's been around all my life.

00:55:07.560 --> 00:55:07.840
<v Ivan>But maybe.

00:55:07.980 --> 00:55:08.400
<v Sam>Apparently not.

00:55:08.800 --> 00:55:14.400
<v Ivan>Okay. But be that as it may. Okay. Jack Nicholson said something that I've always reminded.

00:55:14.860 --> 00:55:18.220
<v Sam>It's on the Wikipedia page for Bucket List.

00:55:18.700 --> 00:55:22.840
<v Sam>It was written. The movie was written by Justin Zakim.

00:55:23.220 --> 00:55:26.400
<v Sam>And Zakim coined the expression Bucket List.

00:55:26.540 --> 00:55:32.180
<v Sam>after he wrote his own list of things to do before I kick the bucket and shortened

00:55:32.180 --> 00:55:33.860
<v Sam>it to Justin's bucket list.

00:55:34.100 --> 00:55:39.200
<v Sam>The first item on his list was get a film made at a major studio.

00:55:39.600 --> 00:55:44.540
<v Sam>The list gave him the idea for the screenplay and the bucket list became his first studio film.

00:55:44.700 --> 00:55:48.380
<v Ivan>There you go. So, okay. So he said that.

00:55:48.540 --> 00:55:50.900
<v Sam>Man, anyway, sorry for the tangent. Go ahead.

00:55:51.200 --> 00:55:54.920
<v Ivan>No, no, no. The one thing is that Jack Nichols is a,

00:55:54.920 --> 00:55:57.980
<v Ivan>you know, is a we're talking about religion

00:55:57.980 --> 00:56:01.000
<v Ivan>and uh and one of the things that

00:56:01.000 --> 00:56:03.900
<v Ivan>morgan freeman tells jack nicholson is like so you're saying that 95

00:56:03.900 --> 00:56:06.740
<v Ivan>of the people out there are wrong jack nicholson looked back and

00:56:06.740 --> 00:56:09.760
<v Ivan>said listen i have made my i have made my

00:56:09.760 --> 00:56:15.500
<v Ivan>money in my business because 95 of the fucking people are wrong yes that's the

00:56:15.500 --> 00:56:22.280
<v Ivan>reality and worse most of them think they're right um yes so that That's part

00:56:22.280 --> 00:56:27.400
<v Ivan>of this issue with information being so...

00:56:29.190 --> 00:56:32.270
<v Ivan>right now that it's coming from so many different sources.

00:56:33.170 --> 00:56:37.710
<v Ivan>You basically get the situation where everybody thinks that whatever they're watching is right.

00:56:38.530 --> 00:56:39.090
<v Sam>Yeah.

00:56:39.230 --> 00:56:40.210
<v Ivan>And everybody else is wrong.

00:56:40.570 --> 00:56:45.570
<v Sam>Right. Absolutely. And it's easy to get locked into that.

00:56:45.690 --> 00:56:52.350
<v Sam>I mean, I fully admit like there are a set of things I watch and listen to and read.

00:56:52.470 --> 00:56:57.890
<v Sam>Now, I try to make it very wide, as wide as possible to try to burst some of

00:56:57.890 --> 00:57:01.370
<v Sam>these bubble things. But at the same time, you know, there are certain sources

00:57:01.370 --> 00:57:02.510
<v Sam>that, yeah, I look at them.

00:57:02.590 --> 00:57:06.190
<v Sam>I'm like, yeah, I'm not even going to look at that because it's trash, you know?

00:57:06.350 --> 00:57:11.710
<v Sam>And I know there's a group of people who think the same thing about the sources I trust, you know?

00:57:12.850 --> 00:57:19.410
<v Sam>But yeah, like it's the lack of a common reality is definitely a problem right now.

00:57:20.110 --> 00:57:23.250
<v Sam>Okay. Anything else on that? Or should we take a break and move on.

00:57:23.350 --> 00:57:28.170
<v Ivan>Yvonne? I, okay. Unfortunately, I have been called for duty.

00:57:28.630 --> 00:57:29.570
<v Sam>Ah, okay.

00:57:30.310 --> 00:57:33.730
<v Ivan>I don't know if I can continue recording the show.

00:57:34.390 --> 00:57:39.950
<v Sam>Okay, well, we can, you know, I can take a break and maybe I'll have something

00:57:39.950 --> 00:57:42.550
<v Sam>to say later. Or maybe not. We could just shut it off now.

00:57:43.370 --> 00:57:44.970
<v Sam>We could be done. I'm okay with that.

00:57:44.970 --> 00:57:49.010
<v Ivan>We could be done. I mean, look at, look at what, I mean, look at, let me say something.

00:57:49.670 --> 00:57:53.190
<v Ivan>I think this is the thinnest, thinnest, thinnest.

00:57:53.590 --> 00:57:56.630
<v Sam>You know, I was going to talk about New Jersey drones.

00:57:57.230 --> 00:58:01.010
<v Ivan>And maybe what the hell is there to say about the fucking new jersey drones

00:58:01.010 --> 00:58:04.750
<v Ivan>hey there's a whole bunch of drones under new jersey we don't know where they

00:58:04.750 --> 00:58:09.790
<v Ivan>came from i just read today that there's so many millions of drones flying or

00:58:09.790 --> 00:58:12.250
<v Ivan>unauthorized space on a regular basis right now,

00:58:12.750 --> 00:58:16.690
<v Ivan>that that you know nobody knows what the hell to do about it but i'm like okay

00:58:16.690 --> 00:58:23.590
<v Ivan>there's drones in new jersey and they're flying nobody knows where they can

00:58:23.590 --> 00:58:25.950
<v Ivan>they're big and they're big Like.

00:58:25.970 --> 00:58:29.970
<v Sam>Say, I don't believe no one knows. It's just ridiculous.

00:58:30.190 --> 00:58:33.970
<v Sam>Of course, somebody has figured. I mean, if nothing else, the people flying them know.

00:58:34.450 --> 00:58:39.710
<v Ivan>Well, yeah, sure. Well, at least we don't have a straight answer. We don't know.

00:58:39.910 --> 00:58:41.270
<v Sam>Yes, we don't have a straight answer.

00:58:42.080 --> 00:58:48.520
<v Sam>but yeah and and and and asad like the stuff there but like like we we can we

00:58:48.520 --> 00:58:53.380
<v Sam>can call it i'm i'm good with that nice short show for once yeah.

00:58:53.380 --> 00:58:58.680
<v Ivan>And and it's not you know look exigent circumstances unfortunately i i'm like

00:58:58.680 --> 00:59:03.140
<v Ivan>right now i am a primary caregiver i have no backup i got people that want to

00:59:03.140 --> 00:59:04.800
<v Ivan>need to eat i've just been.

00:59:04.800 --> 00:59:07.500
<v Sam>Informed what are you talking about that's yeah i know

00:59:07.500 --> 00:59:10.480
<v Sam>nobody needs to eat yeah and so i probably

00:59:10.480 --> 00:59:14.000
<v Sam>have one over here who wants to eat too i don't know so um

00:59:14.000 --> 00:59:16.740
<v Sam>okay so let's let's let's let's wrap

00:59:16.740 --> 00:59:19.560
<v Sam>this sucker up curmudgeon-corner.com the one oh the

00:59:19.560 --> 00:59:25.340
<v Sam>one thing i need to say that i promised last week and the week before that i

00:59:25.340 --> 00:59:36.900
<v Sam>would say the the sheet is now up for oh i've got a i've got a 3d printed hedgehog

00:59:36.900 --> 00:59:38.700
<v Sam>in my hand too that my son just gave me.

00:59:38.860 --> 00:59:41.160
<v Ivan>That's always, always handy.

00:59:41.340 --> 00:59:45.900
<v Sam>Always necessary. Anyway, the Curmudgeons Corner Prediction Show for 2025 is

00:59:45.900 --> 00:59:51.580
<v Sam>going to come up the last week of this month, which means we will probably be,

00:59:51.800 --> 00:59:53.560
<v Sam>let's see, I'll look at the calendar.

00:59:54.060 --> 00:59:57.640
<v Sam>Two weeks from now, we will probably be recording this prediction show.

00:59:58.020 --> 01:00:06.700
<v Sam>So time is limited. I have set up a Google Docs document that is currently completely blank.

01:00:06.700 --> 01:00:14.100
<v Sam>other than headings for potential categories like politics, international technology,

01:00:14.220 --> 01:00:17.200
<v Sam>etc., and some subcategories that we've used in the past.

01:00:18.600 --> 01:00:23.440
<v Sam>And the, oh, I noticed a formatting problem. I'll fix it after I do this.

01:00:23.640 --> 01:00:30.140
<v Sam>Anyway, it is at tinyurl.com slash ccpred2025.

01:00:30.540 --> 01:00:37.520
<v Sam>Like we've done the last couple of years, We will mostly do predictions based on listener requests.

01:00:37.660 --> 01:00:42.780
<v Sam>I will go in and at the last moment, fill it in with some of the stuff we usually

01:00:42.780 --> 01:00:44.040
<v Sam>do if we don't have enough.

01:00:44.220 --> 01:00:49.680
<v Sam>But if you are interested in asking us to predict things, go to tinyurl.com

01:00:49.680 --> 01:00:57.900
<v Sam>slash ccpred 2025 and add your requests of things you would like us to predict.

01:00:57.900 --> 01:01:04.160
<v Sam>They need to be things that will happen within calendar year 2025 and will be

01:01:04.160 --> 01:01:10.540
<v Sam>clearly and where we'll be able to clearly determine if we were right or not in January, 2026.

01:01:11.040 --> 01:01:15.780
<v Sam>So those are the guidelines. And also please sign your name to it like dash,

01:01:16.240 --> 01:01:17.880
<v Sam>you know, first name, initial.

01:01:18.100 --> 01:01:21.120
<v Sam>It doesn't even have to be a real first name and initial, just something that

01:01:21.120 --> 01:01:25.460
<v Sam>we can thank you for adding the request. Anyway, you got two weeks.

01:01:26.130 --> 01:01:31.530
<v Sam>to get in your requests of things for us to predict and the last last show of

01:01:31.530 --> 01:01:38.890
<v Sam>the year will be predictions for 2025 first show of 2025 will be evaluation

01:01:38.890 --> 01:01:41.230
<v Sam>of how we did for our 2024 predictions.

01:01:41.970 --> 01:01:45.950
<v Sam>So anyway go to curmudgeon-corner.com you can find all the ways to contact us

01:01:45.950 --> 01:01:50.270
<v Sam>you can find our archive of shows you can find transcripts you can find links

01:01:50.270 --> 01:01:57.210
<v Sam>to other stuff and you know i've got But we've been posting highlights on TikTok lately, too.

01:01:57.350 --> 01:01:59.350
<v Sam>But, you know, hey, that may be banned in a couple of weeks.

01:01:59.530 --> 01:02:01.350
<v Sam>So, yeah, who knows? Yeah.

01:02:01.650 --> 01:02:05.470
<v Sam>What will happen with that? But there's also a link to our Patreon where you

01:02:05.470 --> 01:02:06.990
<v Sam>can give us money at various levels.

01:02:07.730 --> 01:02:11.030
<v Sam>We will send you we will mention you on the show. We will ring a bell.

01:02:11.170 --> 01:02:14.030
<v Sam>We will send you a postcard. We will send you a mug, all that kind of stuff.

01:02:14.970 --> 01:02:18.370
<v Sam>And two dollars a month or more. Or if you just ask, we'll invite you to the

01:02:18.370 --> 01:02:23.630
<v Sam>Curmudgeon's Corner Slack where Yvonne and I are chatting with listeners all

01:02:23.630 --> 01:02:25.950
<v Sam>throughout the week. sharing links, all that kind of stuff.

01:02:26.510 --> 01:02:28.530
<v Sam>Yvonne, you got to go or do you have something you want to highlight?

01:02:28.590 --> 01:02:31.310
<v Ivan>I got, I, I, I've been looking for it. I got it. Okay. All right.

01:02:31.390 --> 01:02:37.110
<v Ivan>So I don't, I don't remember if we mentioned the Hawk to a girl coin the last, last time.

01:02:37.150 --> 01:02:40.390
<v Sam>I don't, we talked about it on the Slack, but I don't think we talked about it.

01:02:40.530 --> 01:02:45.330
<v Ivan>So, so, so, all right. But, but, okay. So the thing is that the Hawk to a girl

01:02:45.330 --> 01:02:48.390
<v Ivan>went and like, apparently started for a.

01:02:48.530 --> 01:02:54.090
<v Sam>Uh, uh, for anybody who doesn't know who she is, there was one of these.

01:02:54.090 --> 01:02:55.530
<v Ivan>Do we have to explain this?

01:02:56.610 --> 01:03:04.490
<v Sam>There was one of these on the street interview things, and somebody asked her about something.

01:03:04.730 --> 01:03:07.350
<v Ivan>And somebody asked her about something. You're going to be specific.

01:03:07.530 --> 01:03:11.870
<v Ivan>Listen, they asked her something about how you keep a boyfriend or something,

01:03:11.930 --> 01:03:14.690
<v Ivan>and she answered with an answer about what you do.

01:03:14.930 --> 01:03:18.070
<v Ivan>And Hak Tua was basically her spitting on the guy's dick while she was going

01:03:18.070 --> 01:03:20.990
<v Ivan>to suck it. Okay, all right, so there you go. All right, I'll be exactly explicit.

01:03:21.710 --> 01:03:24.670
<v Sam>You were more explicit than I was going to be, but okay, fine.

01:03:24.870 --> 01:03:25.890
<v Ivan>Okay, so yeah.

01:03:26.370 --> 01:03:27.990
<v Sam>And she got famous for this.

01:03:28.070 --> 01:03:29.350
<v Ivan>She got very famous for this.

01:03:29.870 --> 01:03:34.250
<v Sam>She's making the most of her 15 minutes of fame and cashing in in all kinds of different ways.

01:03:34.250 --> 01:03:37.650
<v Ivan>And she was doing a whole bunch of stuff, which is for the most part to be seen fine.

01:03:38.330 --> 01:03:42.810
<v Sam>Good for her. She started a podcast. She's been on all kinds of other shows.

01:03:42.870 --> 01:03:44.970
<v Sam>She's making all kinds of deals.

01:03:45.530 --> 01:03:46.310
<v Ivan>She's got an agent.

01:03:47.570 --> 01:03:53.130
<v Sam>By the way, if you get a viral 15 minutes of fame, by all means.

01:03:53.130 --> 01:03:55.870
<v Ivan>Cash in in every way possible cash in

01:03:55.870 --> 01:03:58.570
<v Ivan>go cash in i'm i'm fine so the one thing

01:03:58.570 --> 01:04:01.290
<v Ivan>is that we we had shared a story and there was another one that

01:04:01.290 --> 01:04:04.110
<v Ivan>we shared about this like this week from a from a

01:04:04.110 --> 01:04:07.190
<v Ivan>teenage kid but this is the headline hawk

01:04:07.190 --> 01:04:11.730
<v Ivan>to a girl responds as people call for her to be jailed with fans losing life

01:04:11.730 --> 01:04:15.610
<v Ivan>savings after buying her cryptocurrency the viral section has been accused of

01:04:15.610 --> 01:04:24.830
<v Ivan>pulling the rug under investors as her crypto coin plummeted by $430 million in just 20 minutes.

01:04:25.560 --> 01:04:29.060
<v Sam>And there's about 90%. Maybe we did mention this on the show. I don't know.

01:04:29.160 --> 01:04:32.380
<v Ivan>I don't remember that we mentioned it. It's but, but we had so.

01:04:32.500 --> 01:04:37.660
<v Sam>But, but you saying that makes me remember, I don't know. I don't know. Is it all together?

01:04:38.400 --> 01:04:42.580
<v Ivan>But then we had this week, but we also had the reason I was mentioning is because

01:04:42.580 --> 01:04:47.400
<v Ivan>we had this week, aside from that one, if we mentioned it, our apologies,

01:04:47.420 --> 01:04:48.940
<v Ivan>because my brain is fried,

01:04:49.620 --> 01:04:53.220
<v Ivan>that there was some other kid this week that in less than 10 minutes,

01:04:53.420 --> 01:04:57.700
<v Ivan>a US team made a small fortune selling off a mean coin he made on a lark.

01:04:57.900 --> 01:05:00.300
<v Ivan>Traderless feeling swindled, sought revenge.

01:05:00.640 --> 01:05:10.640
<v Ivan>I'm just like, man, you know, if you guys are buying, look at who you're buying this shit from.

01:05:11.240 --> 01:05:17.160
<v Sam>Random coin created by a teenager on a lark on a site that lets anybody create

01:05:17.160 --> 01:05:22.460
<v Sam>a coin with almost no effort, then you get what you deserve.

01:05:22.460 --> 01:05:28.660
<v Sam>of and of course i said we got to make curmudgeons coin and alex emzola coin so that you know hey like.

01:05:28.660 --> 01:05:30.540
<v Ivan>You guys could.

01:05:30.540 --> 01:05:34.140
<v Sam>All buy it and then we can rug pull and.

01:05:34.140 --> 01:05:39.440
<v Ivan>You know listen he's a look alex is a teen he's got time i don't have time for

01:05:39.440 --> 01:05:43.480
<v Ivan>this shit right now i don't have time i don't have time for anything i would

01:05:43.480 --> 01:05:47.480
<v Ivan>see if you create a couple of meme coins and like you know pull like 30 40 million

01:05:47.480 --> 01:05:51.620
<v Ivan>dollars so we could just fucking like call it a day i'll put him on the assignment Yeah,

01:05:51.740 --> 01:05:54.260
<v Ivan>I'll take, I'll, I'll just take a 15%.

01:05:54.920 --> 01:05:55.960
<v Sam>You keep 85.

01:05:56.740 --> 01:05:58.180
<v Ivan>Okay. I'll take 15%.

01:05:58.960 --> 01:06:02.080
<v Sam>I don't know. You're going to have to convince him not to keep a hundred if

01:06:02.080 --> 01:06:03.140
<v Sam>you're making him do the work.

01:06:03.740 --> 01:06:08.120
<v Ivan>I mean, you know, we're going to keep him out of jail. That's my part.

01:06:08.440 --> 01:06:09.620
<v Sam>You'll provide the lawyer.

01:06:09.840 --> 01:06:16.000
<v Ivan>I exactly. I do the post. He's got to do the pre I'm, I'm doing the protection side. Okay. All right.

01:06:16.820 --> 01:06:20.380
<v Ivan>I have the right attorneys. I can make sure that he's well defended.

01:06:20.380 --> 01:06:24.120
<v Ivan>to i'm doing that part okay you gotta do the other part first.

01:06:24.120 --> 01:06:32.100
<v Sam>Well it's unclear to me whether either hawk to a girl or this teenager actually did anything illegal.

01:06:32.100 --> 01:06:37.680
<v Ivan>I know i don't i don't know either but however i'm sure that they will be the

01:06:37.680 --> 01:06:43.020
<v Ivan>recipients of a lot of lawsuits and so you know so you gotta have a strategy

01:06:43.020 --> 01:06:45.580
<v Ivan>to fend that shit off okay okay,

01:06:46.480 --> 01:06:47.840
<v Ivan>Okay. All right. So we're done.

01:06:48.080 --> 01:06:53.080
<v Sam>There you go. Okay. Thanks everybody for joining us. We'll see you next week.

01:06:53.280 --> 01:06:54.520
<v Sam>Blah, blah, blah, blah, blah, blah.

01:06:54.920 --> 01:07:00.680
<v Sam>And please, again, tinyurl.com slash ccpred2025.

01:07:01.460 --> 01:07:04.400
<v Sam>Add things that you would like us to make predictions on.

01:07:04.560 --> 01:07:10.700
<v Sam>And last year, everybody waited until like a couple days before we were going

01:07:10.700 --> 01:07:13.680
<v Sam>to record the damn show, before they added anything to this thing.

01:07:13.680 --> 01:07:18.080
<v Sam>And then all of a sudden we had like a bunch of people add their requests.

01:07:18.500 --> 01:07:21.560
<v Sam>Don't wait till the end. Start adding them now.

01:07:22.120 --> 01:07:25.620
<v Sam>Okay. With that, we are out of here. Have a great week. Stay safe.

01:07:25.800 --> 01:07:27.480
<v Sam>We'll talk to you next time. Goodbye.

01:07:27.940 --> 01:07:28.280
<v Ivan>Bye-bye.

01:07:58.600 --> 01:08:02.180
<v Sam>Okay, here comes the stop button. Go take care of your family, Yvonne.

01:08:02.560 --> 01:08:05.400
<v Ivan>All right, well, we got to save. Save. Come on, go save.

